How To Build My Credit?

Building your credit from scratch is an easy task to accomplish. There are many people who have never used any type of credit product, or are simply new to the United States and have just received a new social security card or ITIN number. For this reason, they are not registered in the credit bureaus and cannot even obtain a credit report. It is that they do not exist in the credit bureau systems.

The easiest way to register with the credit bureaus is by making a credit application. When you make a credit application and the bank sends your information to the credit bureaus to request your credit report, the credit bureaus do not find a file with your information, so they proceed to create a new file with your information. This way they registered a credit file for you. It is understood that the credit request that you make will be denied, but at least you will get registered in the credit bureaus.

After you are duly registered in the credit bureaus, you can obtain a prepaid credit card and use it responsibly making your payments up to date, then this will help you build your credi